I am running one in my old daily, but it's a bit of a unique situation using off the shelf hardware and tech know-how.
The hardware itself is a TK-103 tracker but bought from a trusted source in HK; apparently there are a few variants out there and some don't work as well as others.
I have then used any old data sim. I used to be on Exetel but they stopped their low-volume data sims, so now on Amaysim. Used to cost me nothing in Exetel since they gave you 50MB a month free, and the tracker used less than that. Amaysim costs me around $10-15 every 3 months.
Where my tracker differs is that a friend of mine and myself wrote a tracking system that sits on a hosted solution. The GPS tracker is configured to send its co-ords and speed at certain intevals, usually 5-10 seconds but you can go all the way to 60 seconds if you want to reduce data usage.
Our system tracks the trackers IMEI and puts it into a database, which we wrote a Google Maps frontend for, so you can see live position/speed as well as download KML history files for particular days.
The tracker itself is great, the only issue we found is when you lose GPRS (mobile) signal, it drops out. You can insert a microSD card into the tracker though and it logs to file, then uploads once reception is restored. It was a little tricky getting this working at first.
I have mine well hidden in the car feeding off a constant 12v source, all black taped etc. So you can't tell what it is. The GPS and GPRS antennas are external though and you need to put them as close to the sky as you can not being blocked out by too much metal, so the inside of a firewall with foam backing is usually a good place for this, or perhaps the rear parcel shelf.
The tracker itself can be configured to "fence" your car in an area and SMS when it breaks the fence, but we disabled all that functionality for our purpose. The tracker also comes with a few relays so you can fuel/ignition cut etc. if you want. They also have a microphone so if you ring the tracker, it auto-answers and you can hear whats happening.
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