You might be better off selling and getting a whole new car.. add 6k to whatever you could expect to reasonably sell your car for and see what that could afford.
Is it a turbo diesel? (your current car)
If not; Anyone know about turboing the 2.4 diesel?
Here is the wiki for the 2L engines:
http://en.wikipedia.org/wiki/Toyota_L_engine#2L
I gather yours is a 1987 with a 2L-T, but I'd need you to confirm that.
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